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Currently, when most people consider digital signature capturing the first technology that relates to mind is Public Key Infrastructure or (“PKI”). However, the old guard of PKI is a perishing technology. PKI is actually a good solution with serious limitations that will hinder and impede its continued growth. PKI is both expensive to put into action and expensive to maintain. PKI is also lengthy. Professionals do not want to slow down the sales cycle to send a person with a third party certificate authority just to make a sale.
PKI authenticates but it fails to identify who a user is. The American Bar Association identified this kind of critical weakness in their own ABA PKI Assessment Guidelines, D.3.1.two says “a pseudonym or alias may be used like the name within a certificate” without having it their real name.
VeriSign, a single in the largest PKI solution providers, admits inside their paper “ROI for PKI” that “PKI programs are particularly expensive to maintain.”
A Better Solution
By giving power to the business but not a third party certificate authority, PrivaSign can aid businesses striving to comply with regulatory law and standards equivalent to the ABA Guidelines pertaining to electronic signatures.
The vast largest percentage of electronic signatures are captured through a method called “just click-wrap”. People use this specific method every time these people install fresh computer software or purchase something online by using a credit score card. The system will validate their identity then require the user to click on a great “OK” or “I Accept” button to install the software package or authorize a credit score card deal. The reason many people use the “just click-wrap” experience will be in its straightforwardness. There is truly no training required and most surfers get cozy with the procedure after just one particular use. Just click-wraps have been tested in the courts by dozens of companies, including AOL-Time Warner, Microsoft, Netscape, Sun's rays Microsystems and Dell just to name a number of. The technology necessary to use the product or service will be built into web browsers so there is no software package to install. Finally, it is truly significantly a lesser amount of expensive to maintain, install and procedure than classic PKI technologies.
PrivaSign uses a patented, proprietary “click-wrap” method to capture the actual signature and the industry standard form of encryption known as Safe Socket Layer (“SSL”) technology, along with MD-5, SHA1 and SHA2 file integrity hashes to protect the PrivaSign application’s data with a tamper proof seal. SSL is actually commonly available in virtually each and every web browser and the user doesn't need any special training or instruction to be able to use the service.
PrivaSign’s patented technology allows for fast digital signature capturing on virtually any document and through any web browser. This overall flexibility lets businesses to remain implementation expenses at the absolute minimum and increase the likelihood that signatories is going to be able to use the system.
By: Isaac Bowman
Isaac Bowman is Vice President of the Electronic and Digital Signatures International Standards Commission and a good IT business advisor. He graduated form UT of Dallas with a serious in Info Techniques. Isaac Bowman has published over 50 articles on electronic signatures and completed the largest online source for electronic signature laws and regulations.
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